Abstract

ATLATENCO IBARRA, Quetzalli; GARZA CARRANZA, María Teresa de la  and  GUZMAN SORIA, Eugenio. Financial planning for retirement from the perspective of young university students. Nóesis, Rev. cienc. soc. [online]. 2021, vol.30, n.60, pp.90-103.  Epub Sep 12, 2022. ISSN 2395-8669.  https://doi.org/10.20983/noesis.2021.2.5.

Young people today will face greater challenges than their predecessors when it comes to financing their economic security in old age. The objective of this work is to establish the relationship, from the perspective of university students, between their expectations of financial planning for retirement and the attitudes and beliefs that promote it. The structural equations method was used to confirm the validity of the construct and the relationship between the variables. The study was developed with a sample of undergraduate students from the National Technological Institute of Mexico in Celaya. Self-perceived financial awareness, future outlook, and parental influence were found to significantly, directly, and positively impact financial expectations for retirement.

Keywords : retirement pensions; financial planning; university students.

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