Abstract

LEON CUANALO, Gustavo; HERNANDEZ RIVERA, Ariadna  and  HARO ALVAREZ, Gonzalo. Financial Inclusion in Bachelor Students in Mexico, 2017-2018. Rev. mex. econ. finanz [online]. 2022, vol.17, n.1, e716.  Epub Oct 28, 2022. ISSN 2448-6795.  https://doi.org/10.21919/remef.v17i1.716.

In Mexico there are programs for access to Financial Services and Products in different population groups, however. Bachelor students from economic-administrative areas have a precarious Financial Inclusion, even though they have training and instruction in their academic training to participate in the financial market. This research aims to be a new contribution on the subject, since students from twelve universities, from the five metropolitan areas with the highest population concentration in Mexico, were analyzed, with the aim of estimating the levels and factors that limit or promote inclusion financial Through the Scoring Model, based on statistical and econometric techniques; obtaining the inequalities that exist between States and Zones. Higher education institutions are suggested to adapt the study plans to practical schemes for the day to day, since greater inclusion implies a gateway to different economic transactions. Among the conclusions to be highlighted: it is found that the places with the greatest economic development are more likely to be included financially.

Keywords : C61; C63; G12; G17; G14; Bachelor students; Financial inclusion; Financial market; Financial education; Financial products and services.

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