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Economía, sociedad y territorio

On-line version ISSN 2448-6183Print version ISSN 1405-8421


GARCIA MATA, Osvaldo. A regional approach to financial literacy in Mexico. Econ. soc. territ [online]. 2021, vol.21, n.65, pp.147-177.  Epub May 06, 2021. ISSN 2448-6183.

This paper aims to analyze the determinants of financial literacy in Mexico with a regional approach. Its originality lies in emphasizing the regional differences in financial attitude, financial behavior, and financial knowledge. It uses ordered logit models constructed with data from the National Survey on Financial Inclusion 2018. The results confirm that education is essential for financial literacy, but other factors have different effects in each region. Its main limitation is the lack of data to perform a longitudinal analysis to observe how contextual changes affect financial literacy. Its findings can help focalize the financial inclusion policy.

Keywords : financial literacy; financial inclusion; education; region.

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