<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1405-2253</journal-id>
<journal-title><![CDATA[América Latina en la historia económica]]></journal-title>
<abbrev-journal-title><![CDATA[Am. Lat. Hist. Econ]]></abbrev-journal-title>
<issn>1405-2253</issn>
<publisher>
<publisher-name><![CDATA[Instituto de Investigaciones Dr. José María Luis Mora]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1405-22532023000200007</article-id>
<article-id pub-id-type="doi">10.18232/20073496.1347</article-id>
<title-group>
<article-title xml:lang="en"><![CDATA[Banco Herediano 1879-1884: Operational history of the first provincial bank in Costa Rica]]></article-title>
<article-title xml:lang="es"><![CDATA[Banco Herediano 1879-1884: historia de las operaciones del primer banco provincial en Costa Rica]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[León-Sáenz]]></surname>
<given-names><![CDATA[Jorge]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Montero-Mora]]></surname>
<given-names><![CDATA[Andrea]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de Costa Rica  ]]></institution>
<addr-line><![CDATA[Alajuela ]]></addr-line>
<country>Costa Rica</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,andrea.monteromora@ucr.ac.cr  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Costa Rica</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>08</month>
<year>2023</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>08</month>
<year>2023</year>
</pub-date>
<volume>30</volume>
<numero>2</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S1405-22532023000200007&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S1405-22532023000200007&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S1405-22532023000200007&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The paper analyzes Banco Herediano&#8217;s short operational life during the last quarter of the 19th century. It describes how the first provincial bank in Costa Rica took advantage of a period during which coffee prices boomed to develop an important regional credit activity. It presents a brief reference to the then existing economic and banking contexts to show how changes in these initially created conditions were favorable to establishing the bank. However, later, when changes in the world market led to a fall in coffee price, this situation ultimately resulted in the bank closing its business. Based on bank documents and national archival sources, we reconstructed the bank&#8217;s structure and operations for 1879-1884. A summary of results includes details about financing operations, causes of changes in board membership, characteristics of 2 600 individual loans and 760 debtors, the type of guarantees utilized, and a brief comparison of performance in relation to contemporary banks in Costa Rica.]]></p></abstract>
<abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El artículo analiza la corta vida operativa del Banco Herediano durante el último cuarto del siglo xix; describe la forma en la que el primer banco provincial de Costa Rica aprovechó la coyuntura favorable de los precios del café para desarrollar la actividad crediticia; también, presenta una breve descripción del contexto económico y bancario del momento, y muestra los cambios que promovieron las condiciones favorables para el establecimiento del banco. El artículo también analiza como los cambios en el mercado mundial del café provocaron la caída en el precio del grano en los mercados y, en consecuencia, el fin del negocio. Con base en documentos del propio banco y fuentes de los archivos nacionales, reconstruimos la estructura y las operaciones del Banco Herediano entre 1879 y 1884. Los resultados arrojan información sobre el financiamiento del banco, los cambios ocurridos en la composición del directorio, un análisis de los 2 600 préstamos individuales y 760 deudores, el tipo de garantías utilizadas, y una breve comparación con otros bancos de la época.]]></p></abstract>
<kwd-group>
<kwd lng="en"><![CDATA[banking history]]></kwd>
<kwd lng="en"><![CDATA[provincial banking]]></kwd>
<kwd lng="es"><![CDATA[historia bancaria]]></kwd>
<kwd lng="es"><![CDATA[banca provincial]]></kwd>
<kwd lng="en"><![CDATA[G20]]></kwd>
<kwd lng="en"><![CDATA[G21]]></kwd>
<kwd lng="en"><![CDATA[N26]]></kwd>
</kwd-group>
</article-meta>
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