1665-6423 1665-6423 S1665-64232025000100082 10.22201/icat.24486736e.2025.23.1.2484 India India 00 00 2025 00 00 2025 23 1 82 93

2023 10 3 3 1538-48 2019 6295-300 2023 2020 2017 2020 3163-71 2014 1724-34 Consumer Financial Protection Bureau 2020 2023 2019 2018 2022 2005 363-70 2015 2021 35 9 9 7987-94 2023 2023 Singapore 2013 2023 109-29 2018 2019 2023 10 3 3 1570-80 2021 109-19 2023 10 2 2 649-57 2023 2017 Long Beach, CA, USA 2021 2022 3162-73