<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1665-5346</journal-id>
<journal-title><![CDATA[Revista mexicana de economía y finanzas]]></journal-title>
<abbrev-journal-title><![CDATA[Rev. mex. econ. finanz]]></abbrev-journal-title>
<issn>1665-5346</issn>
<publisher>
<publisher-name><![CDATA[Instituto Mexicano de Ejecutivos de Finanzas A.C.]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1665-53462023000200009</article-id>
<article-id pub-id-type="doi">10.21919/remef.v18i2.739</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Factores de fracaso en las MiPyME de México evidenciados por el COVID-2019]]></article-title>
<article-title xml:lang="en"><![CDATA[Failure Factors in MSMEs in Mexico Evidenced by COVID-2019]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Patino-Galván]]></surname>
<given-names><![CDATA[Israel]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Hernández Aguilar]]></surname>
<given-names><![CDATA[José Alberto]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Tecnológico de Estudios Superiores de Ecatepec  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Autónoma del Estado de Morelos  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>México</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2023</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2023</year>
</pub-date>
<volume>18</volume>
<numero>2</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S1665-53462023000200009&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S1665-53462023000200009&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S1665-53462023000200009&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen Antes de la pandemia el desarrollo económico de las Micro, Pequeñas y Medianas Empresas (MiPyME) en Latinoamérica presentaba indicios paulatinos de recuperación tras los problemas presentados en los años 2009 y 2016. México a partir del 2017 mantuvo una inflación creciente del 5% promedio, el precio de los energéticos aumentó en un 20%, el crecimiento de la deuda externa un 12% y el PIB fue menor al 1.6% anual (Banco Mundial, 2020), (OCDE, 2019), (INEGI, 2018). Para finales del 2019, el SARS-CoV-2 (COVID - 2019) evidenció factores de fracaso que agudizaron la permanencia de las MiPyME ya que cerraron más del 30.6% de ellas (Naciones Unidas, 2021). En esta investigación se discuten dichos factores, para ello, se recopiló información del comportamiento económico, y de estudios cuantitativos de los sectores comerciales, manufactura y servicios. Para identificar estos factores, se encuestaron a 246 MiPyME mexicanas que cerraron entre septiembre del 2019 y diciembre del 2020, las cuales fueron seleccionadas mediante muestreo aleatorio estratificado. Los resultados evidenciaron factores de fracaso asociados a las capacidades del administrador y a aspectos internos de la empresa, entre los que destacan la falta de visión para identificar nuevos negocios y poco conocimiento de las Tecnologías de la Información.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract Before the pandemic, the economic development of Micro, Small and Medium-sized Enterprises (MSME) in Latin America showed gradual signs of recovery after the problems that occurred in years 2009 and 2016. As of 2017, Mexico maintained a growing inflation of 5% on average, the price of energy increased 20%, an external debt growth of 12% and a GDP lesser than 1.6% per year (Banco Mundial, 2020), (OCDE, 2019), (INEGI, 2018). By the end of 2019, SARS-CoV-2 (COVID - 2019) evidenced failure factors that exacerbated the permanence of MSMEs, since closed more than 30.6% of them (Naciones Unidas, 2021). In this research, these factors are discussed, by compiling information on economic behavior, and quantitative studies of the commercial, manufacturing and services sectors. To identify these factors, 246 Mexican MSMEs that closed between September 2019 and December 2020 were selected using stratified random sampling. The results showed failure factors associated with the capabilities of the administrator and internal aspects of the company, among which the lack of vision to identify new businesses and little knowledge of Information Technology stand out.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[MiPyME]]></kwd>
<kwd lng="es"><![CDATA[factores de fracaso]]></kwd>
<kwd lng="es"><![CDATA[desarrollo económico]]></kwd>
<kwd lng="en"><![CDATA[MSMEs]]></kwd>
<kwd lng="en"><![CDATA[failure factors]]></kwd>
<kwd lng="en"><![CDATA[economic development]]></kwd>
</kwd-group>
</article-meta>
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