<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0188-6266</journal-id>
<journal-title><![CDATA[Acta universitaria]]></journal-title>
<abbrev-journal-title><![CDATA[Acta univ]]></abbrev-journal-title>
<issn>0188-6266</issn>
<publisher>
<publisher-name><![CDATA[Universidad de Guanajuato, Dirección de Investigación y Posgrado]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0188-62662020000100139</article-id>
<article-id pub-id-type="doi">10.15174/au.2020.2757</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[La concentración en los mercados bancarios y la eficiencia técnica de los bancos comerciales en México]]></article-title>
<article-title xml:lang="en"><![CDATA[The concentration in the banking markets and the technical efficiency of the commercial banks in Mexico]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Ruiz Porras]]></surname>
<given-names><![CDATA[Antonio]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Hernández Reyes]]></surname>
<given-names><![CDATA[Juan Pablo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de Guadalajara Centro Universitario de Ciencias Económico Administrativas Departamento de Métodos Cuantitativos]]></institution>
<addr-line><![CDATA[Zapopan Jalisco]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,El Colegio de México Centro de Estudios Económicos ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>00</month>
<year>2020</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>00</month>
<year>2020</year>
</pub-date>
<volume>30</volume>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S0188-62662020000100139&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S0188-62662020000100139&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S0188-62662020000100139&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen En este estudio se analiza la concentración en los mercados bancarios mexicanos y la eficiencia técnica de los bancos comerciales mexicanos. Además, se estudia la concentración en los mercados de créditos, depósitos y otros activos rentables con los índices Herfindahl-Hirschman (HHI, por sus siglas en inglés) y de Dominancia (DI, por sus siglas en inglés). Los indicadores de eficiencia técnica son construidos usando modelos de análisis de envolvente de datos (DEA, por sus siglas en inglés). Los principales hallazgos muestran la existencia de incrementos diferenciados en la competencia, en la eficiencia y en los activos bancarios. Los incrementos dependieron de las asimetrías en el tamaño de los bancos y de los mercados analizados. El panel usado en este estudio incluye datos mensuales de enero de 2001 a marzo de 2018.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract In this study the concentration in the Mexican banking markets and the technical efficiency of the Mexican commercial banks are analyzed. Moreover, the concentration in the credit, deposit and other profitable-asset markets are studied with the Herfindahl-Hirschman (HHI) and the dominance (DI) indexes. Technical efficiency indicators are built using data envelopment analysis (DEA) models. The main findings show the existence of differentiated increases in competition, efficiency and banking assets. The increases depended on the asymmetries in the size of the banks and the markets analyzed. The panel used in this study includes monthly data from January 2001 to March 2018.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[Concentración de mercado]]></kwd>
<kwd lng="es"><![CDATA[eficiencia técnica]]></kwd>
<kwd lng="es"><![CDATA[mercados bancarios]]></kwd>
<kwd lng="es"><![CDATA[México]]></kwd>
<kwd lng="en"><![CDATA[Market concentration]]></kwd>
<kwd lng="en"><![CDATA[technical efficiency]]></kwd>
<kwd lng="en"><![CDATA[banking markets]]></kwd>
<kwd lng="en"><![CDATA[Mexico]]></kwd>
</kwd-group>
</article-meta>
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