<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2683-2690</journal-id>
<journal-title><![CDATA[The Anáhuac journal]]></journal-title>
<abbrev-journal-title><![CDATA[The Anáhuac j.]]></abbrev-journal-title>
<issn>2683-2690</issn>
<publisher>
<publisher-name><![CDATA[Universidad Anáhuac del Sur S.C., Facultad de Economía y Negocios]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2683-26902025000200103</article-id>
<article-id pub-id-type="doi">10.36105/theanahuacjour.2025v25n2.2868</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Impacto de distintos tipos de crédito bancario sobre el crecimiento económico en México: un análisis VAR y SVAR (2011-2022)]]></article-title>
<article-title xml:lang="en"><![CDATA[Impact of Different Types of Bank Credit on Economic Growth in Mexico: A VAR and SVAR Analysis (2011-2022)]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Bucio Pacheco]]></surname>
<given-names><![CDATA[Christian]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Santiago Villar]]></surname>
<given-names><![CDATA[Fernanda]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Lapa Guzmán]]></surname>
<given-names><![CDATA[Javier]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Autónoma del Estado de México (UAEM)  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2025</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2025</year>
</pub-date>
<volume>25</volume>
<numero>2</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S2683-26902025000200103&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S2683-26902025000200103&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S2683-26902025000200103&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen Esta investigación tiene como objetivo identificar el impacto del crédito bancario (al consumo, a empresas, a entidades financieras y a la vivienda) sobre el crecimiento económico en México. El análisis se realiza por medio de la estimación de modelos de vectores autorregresivos (VAR y SVAR) y la implementación de la función impulso-respuesta, complementándose el análisis con la prueba de causalidad de Granger. La evidencia empírica muestra que la mayor parte de los créditos sí tienen impacto y relación causal con el crecimiento económico en México. Solo el crédito a la vivienda no ejerce impacto alguno y, a su vez, tampoco tiene una relación causal con el crecimiento económico. La originalidad del artículo radica en cómo se aborda la temática vía la implementación econométrica.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This study examines the impact of various types of bank credit-namely, consumer, business, to financial institutions, and housing credit-on economic growth in Mexico. The analysis employs vector autoregressive (VAR) and structural vector autoregressive (SVAR) models, along with impulse-response functions, and is complemented by Granger causality tests. The empirical findings suggest that most forms of credit have a significant influence and exhibit a causal relationship with economic growth in Mexico. The exception is housing credit, which neither affects economic growth nor shows a causal link. The study&#8217;s originality lies in its methodological approach, specifically the application of advanced econometric techniques.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[Crédito bancario]]></kwd>
<kwd lng="es"><![CDATA[crecimiento económico]]></kwd>
<kwd lng="es"><![CDATA[modelos de vectores autorregresivos (VAR, SVAR)]]></kwd>
<kwd lng="es"><![CDATA[causalidad]]></kwd>
<kwd lng="es"><![CDATA[G21]]></kwd>
<kwd lng="es"><![CDATA[O4]]></kwd>
<kwd lng="es"><![CDATA[O43]]></kwd>
<kwd lng="es"><![CDATA[C32]]></kwd>
<kwd lng="en"><![CDATA[Bank credit]]></kwd>
<kwd lng="en"><![CDATA[economic growth]]></kwd>
<kwd lng="en"><![CDATA[autoregressive vector models (VAR, SVAR)]]></kwd>
<kwd lng="en"><![CDATA[causality]]></kwd>
<kwd lng="en"><![CDATA[G21]]></kwd>
<kwd lng="en"><![CDATA[O4]]></kwd>
<kwd lng="en"><![CDATA[O43]]></kwd>
<kwd lng="en"><![CDATA[C32]]></kwd>
</kwd-group>
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