<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2448-7678</journal-id>
<journal-title><![CDATA[Investigación administrativa]]></journal-title>
<abbrev-journal-title><![CDATA[Investig. adm.]]></abbrev-journal-title>
<issn>2448-7678</issn>
<publisher>
<publisher-name><![CDATA[Instituto Politécnico Nacional, Escuela Superior de Comercio y Administración]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2448-76782021000200005</article-id>
<article-id pub-id-type="doi">10.35426/iav50n128.05</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Obsolescencia del conocimiento financiero]]></article-title>
<article-title xml:lang="en"><![CDATA[Financial Knowledge Obsolescence]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[García-Mata]]></surname>
<given-names><![CDATA[Osvaldo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Briseño-García]]></surname>
<given-names><![CDATA[Arturo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[García-Fernández]]></surname>
<given-names><![CDATA[Francisco]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Autónoma de Tamaulipas Facultad de Comercio y Administración Victoria ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Autónoma de Tamaulipas Facultad de Comercio y Administración Victoria ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidad Autónoma de Tamaulipas Facultad de Comercio y Administración Victoria ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<volume>50</volume>
<numero>128</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S2448-76782021000200005&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S2448-76782021000200005&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S2448-76782021000200005&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El objetivo de este trabajo es describir la relación entre la edad y el conocimiento financiero en México, estimar la tasa de obsolescencia de este entre adultos mayores y explorar cómo el nivel educativo se asocia al mismo. El método de investigación se basa en la aplicación de mínimos cuadrados ordinarios para construir modelos de regresión lineal múltiple y con términos cuadráticos. Los resultados confirman que los adultos mayores experimentan un deterioro significativo en el conocimiento financiero, no necesariamente atribuible a la escolaridad. La originalidad de esta investigación radica en estimar una tasa de obsolescencia del conocimiento financiero durante la vejez, tema escasamente estudiado en México. Sus hallazgos pueden aprovecharse para instrumentar políticas de inclusión financiera que propicien un mejor nivel de vida durante el retiro. Entre sus limitaciones está la falta de datos para explicar las causas del deterioro y para realizar un análisis longitudinal.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This paper aims to describe the relationship between age and financial knowledge in Mexico, estimate the rate of obsolescence among older adults, and explore how education associates with it. The research method is based on applying of Ordinary Least Squares to construct multiple linear and quadratic regression models. The results confirm that older generations experience a significant financial knowledge decline, not necessarily attributed to schooling. The originality of this research lies in estimating a rate of financial knowledge obsolescence for older people; a topic hardly studied in Mexico. Our findings can contribute to implementing financial inclusion policies that promote a better quality of life during retirement. The lack of data to explain the deterioration&#8217;s causes and perform a longitudinal analysis is among the main limitations of this study.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[cultura financiera]]></kwd>
<kwd lng="es"><![CDATA[alfabetismo financiero]]></kwd>
<kwd lng="es"><![CDATA[conocimiento financiero]]></kwd>
<kwd lng="es"><![CDATA[grupos etarios]]></kwd>
<kwd lng="es"><![CDATA[planeación del retiro]]></kwd>
<kwd lng="es"><![CDATA[deterioro del conocimiento financiero]]></kwd>
<kwd lng="es"><![CDATA[D14]]></kwd>
<kwd lng="es"><![CDATA[G53]]></kwd>
<kwd lng="es"><![CDATA[J14]]></kwd>
<kwd lng="en"><![CDATA[financial culture]]></kwd>
<kwd lng="en"><![CDATA[financial literacy]]></kwd>
<kwd lng="en"><![CDATA[financial knowledge]]></kwd>
<kwd lng="en"><![CDATA[age groups]]></kwd>
<kwd lng="en"><![CDATA[retirement planning]]></kwd>
<kwd lng="en"><![CDATA[financial knowledge decline]]></kwd>
<kwd lng="en"><![CDATA[D14]]></kwd>
<kwd lng="en"><![CDATA[G53]]></kwd>
<kwd lng="en"><![CDATA[J14]]></kwd>
</kwd-group>
</article-meta>
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