<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2448-7678</journal-id>
<journal-title><![CDATA[Investigación administrativa]]></journal-title>
<abbrev-journal-title><![CDATA[Investig. adm.]]></abbrev-journal-title>
<issn>2448-7678</issn>
<publisher>
<publisher-name><![CDATA[Instituto Politécnico Nacional, Escuela Superior de Comercio y Administración]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2448-76782018000100001</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Competencia, inclusión y desarrollo del sistema financiero en México]]></article-title>
<article-title xml:lang="en"><![CDATA[Competition, inclusion and financial sector development in Mexico]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[López Mateo]]></surname>
<given-names><![CDATA[Celina]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Ríos Manríquez]]></surname>
<given-names><![CDATA[Martha]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Cárdenas Alba]]></surname>
<given-names><![CDATA[Luis Fernando]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de Guanajuato Departamento de Finanzas y Administración ]]></institution>
<addr-line><![CDATA[Celaya ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad de Guanajuato Departamento de Finanzas y Administración ]]></institution>
<addr-line><![CDATA[Celaya ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidad de Guanajuato  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2018</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2018</year>
</pub-date>
<volume>47</volume>
<numero>121</numero>
<fpage>0</fpage>
<lpage>0</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S2448-76782018000100001&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S2448-76782018000100001&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S2448-76782018000100001&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen En el desarrollo del sistema financiero el papel de la banca ha sido frecuentemente discutido. De esta forma, el objetivo de esta investigación es analizar los determinantes del desarrollo del sistema financiero en México para el periodo 2001-2014. Específicamente se consideran los niveles de competencia, la rentabilidad, la regulación y la inclusión financiera en el sector bancario. Se utiliza un método de corte cuantitativo basado en un modelo econométrico de datos de panel. Los resultados indican que el desarrollo del sistema financiero depende directamente de la concentración y rentabilidad bancarias. Algunas de las limitaciones del trabajo se centran en la falta de información estadística para algunos años, así como la no diferenciación entre bancos de capital nacional y extranjero. Los hallazgos pueden ser útiles en el ámbito de las políticas públicas. La originalidad y relevancia radica en el estudio de la relación entre banca y sector financiero desde un enfoque microeconómico.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The role of banking for financial system development has been often discussed. The aim of this investigation is to analyze determinants of financial system development in Mexico within the period 2001-2014. Specifically, we consider competition levels, profitability, regulation and financial inclusion in banking industry. We use a quantitative method based in a data panel econometric model. Results indicate that financial system development depends directly on banking concentration and profitability. Some of the limitations of the work focus on the lack of statistical information for some years, as well as the non-differentiation between banks of domestic and foreign capital. The findings may be useful in the field of public policy. The originality and relevance lie in the study of the relationship between banking and financial system using a microeconomic perspective.]]></p></abstract>
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<kwd lng="es"><![CDATA[sistema financiero]]></kwd>
<kwd lng="es"><![CDATA[inclusión financiera]]></kwd>
<kwd lng="es"><![CDATA[concentración]]></kwd>
<kwd lng="en"><![CDATA[G21]]></kwd>
<kwd lng="en"><![CDATA[G28]]></kwd>
<kwd lng="en"><![CDATA[L11]]></kwd>
<kwd lng="en"><![CDATA[financial system]]></kwd>
<kwd lng="en"><![CDATA[financial inclusion]]></kwd>
<kwd lng="en"><![CDATA[concentration]]></kwd>
</kwd-group>
</article-meta>
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