<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2448-718X</journal-id>
<journal-title><![CDATA[El trimestre económico]]></journal-title>
<abbrev-journal-title><![CDATA[El trimestre econ]]></abbrev-journal-title>
<issn>2448-718X</issn>
<publisher>
<publisher-name><![CDATA[Fondo de Cultura Económica]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2448-718X2020000300703</article-id>
<article-id pub-id-type="doi">10.20430/ete.v87i347.999</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[El crédito al consumo: sus determinantes estructurales y su lugar en la gestión estatal de la fuerza de trabajo]]></article-title>
<article-title xml:lang="en"><![CDATA[Consumer credit: Its structural determinants and its place in the state management of the labour power]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Pierre Manigat]]></surname>
<given-names><![CDATA[Matari]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,UNAM Instituto de Investigaciones Sociales ]]></institution>
<addr-line><![CDATA[Ciudad de México ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>09</month>
<year>2020</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>09</month>
<year>2020</year>
</pub-date>
<volume>87</volume>
<numero>347</numero>
<fpage>703</fpage>
<lpage>730</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S2448-718X2020000300703&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S2448-718X2020000300703&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S2448-718X2020000300703&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen Este artículo analiza los determinantes del crédito al consumo a partir del proceso de reproducción del capital social. De todas las formas crediticias, el crédito al consumo surge último como fenómeno significativo, una vez que la producción capitalista ha subsumido los bienes de manutención de los asalariados, condición sine qua non de los regímenes de producción y consumo de masa. De ahí el lugar del crédito al consumo en lo que Suzanne de Brunhoff llama &#8220;gestión estatal de la fuerza de trabajo&#8221;. El fordismo y su patrón de consumo inauguraron la integración del crédito al consumo a la gestión estatal de la mano de obra. Secundario hasta la crisis de 1973, el crédito al consumo se convierte en elemento central de la gestión estatal contemporánea de la fuerza de trabajo.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This paper analyzes the determinants of consumer credit from the process of reproduction of aggregate social capital. Among the main forms of credit, consumer credit arises last as a significant economic phenomenon, once capitalism has incorporated the production of the wage goods; conditio sine qua non of mass production and consumption regimes. Hence, the incorporation of consumer credit to what Brunhoff calls &#8220;state management of labour power&#8221;. Fordism and its consumption pattern inaugurated the incorporation of consumer credit into the state management of labour power. Secondary until the crisis of 1973, consumer credit becomes a central element of contemporary state management of the labour power.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[crédito al consumo]]></kwd>
<kwd lng="es"><![CDATA[trabajo asalariado]]></kwd>
<kwd lng="es"><![CDATA[reproducción del capital social]]></kwd>
<kwd lng="es"><![CDATA[gestión estatal de la fuerza de trabajo]]></kwd>
<kwd lng="es"><![CDATA[D11]]></kwd>
<kwd lng="es"><![CDATA[G51]]></kwd>
<kwd lng="es"><![CDATA[J38]]></kwd>
<kwd lng="es"><![CDATA[B14]]></kwd>
<kwd lng="en"><![CDATA[Consumer credit]]></kwd>
<kwd lng="en"><![CDATA[wage labour]]></kwd>
<kwd lng="en"><![CDATA[reproduction of aggregate social capital]]></kwd>
<kwd lng="en"><![CDATA[state management of labour power]]></kwd>
<kwd lng="en"><![CDATA[D11]]></kwd>
<kwd lng="en"><![CDATA[G51]]></kwd>
<kwd lng="en"><![CDATA[J38]]></kwd>
<kwd lng="en"><![CDATA[B14]]></kwd>
</kwd-group>
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