<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2007-7890</journal-id>
<journal-title><![CDATA[Dilemas contemporáneos: educación, política y valores]]></journal-title>
<abbrev-journal-title><![CDATA[Dilemas contemp. educ. política valores]]></abbrev-journal-title>
<issn>2007-7890</issn>
<publisher>
<publisher-name><![CDATA[Asesorías y tutorías para la investigación científica en la Educación Puig-Salabarría S.C.]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2007-78902021000800012</article-id>
<article-id pub-id-type="doi">10.46377/dilemas.v9i.2917</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Aspectos generales y conceptos financieros sobre el retiro laboral desde el punto de vista de jóvenes universitarios]]></article-title>
<article-title xml:lang="en"><![CDATA[General aspects and financial concepts about retirement from the point of view of young university students]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Atlatenco Ibarra]]></surname>
<given-names><![CDATA[Quetzalli]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de Guanajuato  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>00</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>00</month>
<year>2021</year>
</pub-date>
<volume>9</volume>
<numero>spe1</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S2007-78902021000800012&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S2007-78902021000800012&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S2007-78902021000800012&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El monto de las pensiones por jubilación depende del ahorro individual acumulado en cuentas especializadas para el retiro que no solamente se encuentra en función de las aportaciones, sino también de decisiones financieras, que idealmente, las personas deben tomar desde su juventud. En este trabajo se analiza la edad a la que jóvenes estudiantes universitarios manifestaron que comprendieron aspectos generales y conceptos financieros centrados en el retiro laboral. Se estudió si la influencia de los padres de familia en relación al ahorro, el comportamiento financiero y las actitudes financieras, tienen impacto en la edad a la que los estudiantes manifestaron comprenderlos. Se encontró suficiente evidencia estadística para aseverar que solamente las actitudes financieras si determinan la edad.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The amount of retirement pensions depends on the individual savings accumulated in specialized retirement accounts, which are not only based on contributions, but also on financial decisions that, ideally, people should make from their youth. This paper analyzes the age at which young university students stated that they understood general aspects and financial concepts focused on retirement. It was studied whether the influence of parents in relation to saving, financial behavior and financial attitudes, have an impact on the age at which the students declared to understand them. Sufficient statistical evidence was found to assert that only financial attitudes do determine age.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[pensiones previsionales]]></kwd>
<kwd lng="es"><![CDATA[influencia de padres]]></kwd>
<kwd lng="es"><![CDATA[comportamiento financiero]]></kwd>
<kwd lng="es"><![CDATA[actitudes financieras]]></kwd>
<kwd lng="en"><![CDATA[social security pensions]]></kwd>
<kwd lng="en"><![CDATA[parental influence]]></kwd>
<kwd lng="en"><![CDATA[financial behavior]]></kwd>
<kwd lng="en"><![CDATA[financial attitudes]]></kwd>
</kwd-group>
</article-meta>
</front><back>
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</back>
</article>
