<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1870-6622</journal-id>
<journal-title><![CDATA[EconoQuantum]]></journal-title>
<abbrev-journal-title><![CDATA[EconoQuantum]]></abbrev-journal-title>
<issn>1870-6622</issn>
<publisher>
<publisher-name><![CDATA[Universidad de Guadalajara]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1870-66222021000100045</article-id>
<article-id pub-id-type="doi">10.18381/eq.v18i1.7204</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Compatibilidad en redes de cajeros automáticos: un enfoque basado en agentes]]></article-title>
<article-title xml:lang="en"><![CDATA[Compatibility in ATM networks: an agent-based approach]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Flores Cabral]]></surname>
<given-names><![CDATA[Danyra Alejandra]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[González Ramírez]]></surname>
<given-names><![CDATA[Pedro Isidoro]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Autónoma de San Luis Potosí Facultad de Economía ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Autónoma de San Luis Potosí Facultad de Economía ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2021</year>
</pub-date>
<volume>18</volume>
<numero>1</numero>
<fpage>45</fpage>
<lpage>74</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S1870-66222021000100045&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S1870-66222021000100045&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S1870-66222021000100045&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen:  Objetivo:  Analizar la regulación establecida por el Banco de México (2010) en comisiones por transacciones en cajeros automáticos.  Metodología:  Se utiliza la modelación basada en agentes y el software NetLogo para modelar el mercado de cajeros automáticos en México. Se analizan tres versiones del modelo donde los tarjetahabientes deciden bajo reglas de comportamiento: irracional, probabilística y racional.  Limitaciones:  En los modelos basados en agentes los resultados dependen de las condiciones establecidas inicialmente, por lo que se calibra el modelo para el contexto mexicano con estadísticas reportadas por el Banco de México y la Comisión Nacional Bancaria y de Valores.  Originalidad:  Dada la falta de evidencia en la literatura, la investigación contribuye al presentar los efectos de la regulación en cajeros desde una perspectiva teórica utilizando el enfoque computacional basado en agentes.  Resultados:  Se encuentra que, independientemente de la regla de decisión, los clientes de bancos grandes son beneficiados con la regulación.  Conclusiones:  La implementación de la cuota de intercambio inversa debe ser ampliamente analizada dado sus efectos directos sobre variables clave del mercado como precios, ganancia de los bancos y excedente de los consumidores.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract:  Objetive:  The regulation established by Banco de Mexico (2010) on commissions for transactions at ATM&#8217;S is analyzed.  Methodology:  By using agent based modeling and NetLogo software, the ATM market in Mexico is modeled. Three versions of the model are analyzed in which cardholders are allowed to decide based on different behavioral rules: irrational decision rule, decision rule under probabilities and rational decision rule.  Limitations:  The results of the agent based modeling depends on the conditions initially established, so the model is calibrated for the Mexican context with statistics reported by the Banco de México y the Comisión Nacional Bancaria y de Valores.  Originality:  Due to the lack of evidence in the literature, the research contributes by presenting the effects of ATM regulation from a theoretical perspective by using the agent based computational approach.  Results:  Results show that, regardless of the decision rule, large bank customers will benefit from the regulation.  Conclusions:  The implementation of the reverse interchange fee should be extensively analyzed given it has direct effects on prices, bank&#8217;s profits and consumer surplus.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[Cajeros automáticos]]></kwd>
<kwd lng="es"><![CDATA[modelo basado en agentes y cuota de intercambio]]></kwd>
<kwd lng="en"><![CDATA[ATM]]></kwd>
<kwd lng="en"><![CDATA[Agent-Based Modeling and Interchange fee]]></kwd>
</kwd-group>
</article-meta>
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