<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1870-3550</journal-id>
<journal-title><![CDATA[Norteamérica]]></journal-title>
<abbrev-journal-title><![CDATA[Norteamérica]]></abbrev-journal-title>
<issn>1870-3550</issn>
<publisher>
<publisher-name><![CDATA[Universidad Nacional Autónoma de México, Centro de Investigaciones sobre América del Norte]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1870-35502021000200099</article-id>
<article-id pub-id-type="doi">10.22201/cisan.24487228e.2021.2.476</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Análisis espaciotemporal bayesiano de las remesas y la inclusión financiera en municipios de México]]></article-title>
<article-title xml:lang="en"><![CDATA[A Bayesian Spatial-temporal Analysis of Remittances And Financial Inclusion in Mexican Municipalities]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Núñez Medina]]></surname>
<given-names><![CDATA[Gerardo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[López Arévalo]]></surname>
<given-names><![CDATA[Jorge Alberto]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,El Colegio de la Frontera Norte Departamento de Estudios de Población ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Autónoma de Chiapas  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2021</year>
</pub-date>
<volume>16</volume>
<numero>2</numero>
<fpage>99</fpage>
<lpage>120</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S1870-35502021000200099&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S1870-35502021000200099&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S1870-35502021000200099&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El crecimiento continuado en el monto de las remesas enviadas por emigrantes mexicanos desde Estados Unidos revela la importancia de su estudio. El objetivo es analizar la distribución espaciotemporal de las remesas, así como cuantificar el efecto de la inclusión financiera en su distribución a lo largo de todos los municipios de México para el periodo 2015-2020. La metodología se sustenta en la implementación de una serie de modelos gaussianos latentes en competencia. Los resultados señalan que existe una relación importante entre inclusión financiera y las remesas per cápita recibidas a nivel municipal, donde el efecto de la vecindad geográfica es importante. La originalidad del trabajo radica en el uso de una metodología espacial bayesiana para el análisis de datos sobre remesas e inclusión financiera a nivel municipal.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The continuing growth in remittances sent from the United States by Mexican emigrants reveals how important it is to study them. This article analyzes the spatial-temporal distribution of remittances and quantifies the effect of financial inclusion in their distribution in all Mexican municipalities between 2015 and 2020. The authors&#8217; methodology is based on a series of latent Gaussian models for competition. Their results show that an important correlation exists between financial inclusion and per capita remittances received on a municipal level, where the effect of geographical proximity is important. This article&#8217;s originality lies in the use of a Bayesian spatial methodology for analyzing remittance and financial inclusion data on a municipal level.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[modelos gaussianos latentes]]></kwd>
<kwd lng="es"><![CDATA[R-INLA]]></kwd>
<kwd lng="es"><![CDATA[migración]]></kwd>
<kwd lng="es"><![CDATA[Akaike]]></kwd>
<kwd lng="en"><![CDATA[latent Gaussian models]]></kwd>
<kwd lng="en"><![CDATA[R-INLA]]></kwd>
<kwd lng="en"><![CDATA[migration]]></kwd>
<kwd lng="en"><![CDATA[Akaike]]></kwd>
</kwd-group>
</article-meta>
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