<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1870-2171</journal-id>
<journal-title><![CDATA[Panorama económico (Ciudad de México)]]></journal-title>
<abbrev-journal-title><![CDATA[Panor. econ. (Ciudad de México)]]></abbrev-journal-title>
<issn>1870-2171</issn>
<publisher>
<publisher-name><![CDATA[Instituto Politécnico Nacional, Coordinación de Publicaciones de la  Escuela Superior de Economía]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1870-21712020000200215</article-id>
<article-id pub-id-type="doi">10.29201/pe-ipn.v16i31.270</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Análisis de la inclusión financiera: oportunidades para el desarrollo del sector financiero mexicano]]></article-title>
<article-title xml:lang="en"><![CDATA[Financial inclusion analysis: opportunities for the development of the mexican financial sector]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Gaxiola Laso]]></surname>
<given-names><![CDATA[Selene Rocío]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Mata Mata]]></surname>
<given-names><![CDATA[Leovardo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Valenzuela Reyes]]></surname>
<given-names><![CDATA[Pablo Raúl]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Anáhuac  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Anáhuac  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidad Anáhuac  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2020</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2020</year>
</pub-date>
<volume>16</volume>
<numero>31</numero>
<fpage>215</fpage>
<lpage>232</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S1870-21712020000200215&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S1870-21712020000200215&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S1870-21712020000200215&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen En este trabajo se analiza el efecto de diversas variables socioeconómicas sobre el grado de inclusión financiera en México. Para ello, se emplean los modelos de probabilidad logit y probit, así como un modelo de regresión lineal robusta. Mediante la información de la Encuesta Nacional de Inclusión Financiera 2012 y 2015 se estima la magnitud del impacto positivo que tienen las remesas, la educación y el ingreso por salarios, lo cual confirma la ruta que debe seguirse para impulsar la inclusión financiera en México.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This paper analyzes the effect of various socioeconomic variables on the degree of financial inclusion in Mexico. For this, the logit and probit probability models are used, as well as a robust linear regression model. Through the information from the National Survey of Financial Inclusion 2012 and 2015, the magnitude of the positive impact of remittances, education and salary income is estimated, which confirms the route that must be followed to promote financial inclusion in Mexico.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[inclusión financiera]]></kwd>
<kwd lng="es"><![CDATA[probit]]></kwd>
<kwd lng="es"><![CDATA[logit]]></kwd>
<kwd lng="es"><![CDATA[educación financiera]]></kwd>
<kwd lng="en"><![CDATA[financial inclusión]]></kwd>
<kwd lng="en"><![CDATA[probit]]></kwd>
<kwd lng="en"><![CDATA[logit]]></kwd>
<kwd lng="en"><![CDATA[financial education]]></kwd>
</kwd-group>
</article-meta>
</front><back>
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