<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1665-5346</journal-id>
<journal-title><![CDATA[Revista mexicana de economía y finanzas]]></journal-title>
<abbrev-journal-title><![CDATA[Rev. mex. econ. finanz]]></abbrev-journal-title>
<issn>1665-5346</issn>
<publisher>
<publisher-name><![CDATA[Instituto Mexicano de Ejecutivos de Finanzas A.C.]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1665-53462022000200008</article-id>
<article-id pub-id-type="doi">10.21919/remef.v17i2.560</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Los efectos del crédito bancario otorgado a la industria y al consumo en el crecimiento económico: evidencia de México, 1994-2017]]></article-title>
<article-title xml:lang="en"><![CDATA[The Effects of Bank Loans Granted to Industry and Consumption on Economic Growth: Evidence from Mexico, 1994-2017]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Cisneros Zepeda]]></surname>
<given-names><![CDATA[David Salvador]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Autónoma de Sinaloa  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2022</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2022</year>
</pub-date>
<volume>17</volume>
<numero>2</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S1665-53462022000200008&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S1665-53462022000200008&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S1665-53462022000200008&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen Este artículo analiza empíricamente la relación entre el crédito bancario otorgado a la industria y al consumo y el crecimiento económico en México, utilizando como método un análisis de regresión, para medir los efectos a largo plazo; además, se implementó una variable dicotómica, para observar la existencia de posibles cambios en la relación entre las variables con la ocurrencia de la crisis financiera del 2008. Se encontró que, a pesar de ser un país con un sistema financiero poco eficiente, existe una relación positiva con el crecimiento económico en el largo plazo; asimismo, la relación entre el PIB y el crédito bancario otorgado a la industria, denota un cambio tras la crisis financiera del 2008, donde el segundo dejó de tener efectos positivos sobre el crecimiento económico. Los obstáculos del estudio se deben a que las bases de datos sobre crédito bancario dejaron de actualizarse en INEGI. Sin duda, el papel de banca sobre el crecimiento aún es importante para México, y se debe pensar en mejores regulaciones sobre la implementación del crédito para la industria.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This article empirically analyzes the relationship between bank credit granted to industry and consumption and economic growth in Mexico, using regression analysis as a method to measure long-term effects; Furthermore, a dichotomous variable was implemented to observe the existence of possible changes in the relationship between the variables with the occurrence of the 2008 financial crisis. It was found that, despite being a country with an inefficient financial system, there is a positive relationship with long-term economic growth; Likewise, the relationship between GDP and bank credit granted to industry denotes a change after the financial crisis of 2008, where the latter stopped having positive effects on economic growth. The obstacles to the study are due to the fact that the databases on bank credit were no longer updated in INEGI. Undoubtedly, the role of banking on growth is still important for Mexico, and better regulations on the implementation of credit for the industry should be considered.]]></p></abstract>
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<kwd lng="es"><![CDATA[E51]]></kwd>
<kwd lng="es"><![CDATA[F41]]></kwd>
<kwd lng="es"><![CDATA[F43]]></kwd>
<kwd lng="es"><![CDATA[G20]]></kwd>
<kwd lng="es"><![CDATA[Crédito Bancario]]></kwd>
<kwd lng="es"><![CDATA[Industria]]></kwd>
<kwd lng="es"><![CDATA[Crecimiento Económico]]></kwd>
<kwd lng="es"><![CDATA[PIB]]></kwd>
<kwd lng="es"><![CDATA[Consumo]]></kwd>
<kwd lng="es"><![CDATA[Largo Plazo]]></kwd>
<kwd lng="es"><![CDATA[Series de Tiempo]]></kwd>
<kwd lng="en"><![CDATA[E00]]></kwd>
<kwd lng="en"><![CDATA[E44]]></kwd>
<kwd lng="en"><![CDATA[E51]]></kwd>
<kwd lng="en"><![CDATA[F41]]></kwd>
<kwd lng="en"><![CDATA[F43]]></kwd>
<kwd lng="en"><![CDATA[G20]]></kwd>
<kwd lng="en"><![CDATA[Bank Loans]]></kwd>
<kwd lng="en"><![CDATA[Industry]]></kwd>
<kwd lng="en"><![CDATA[Economic Growth]]></kwd>
<kwd lng="en"><![CDATA[GDP]]></kwd>
<kwd lng="en"><![CDATA[Consumption]]></kwd>
<kwd lng="en"><![CDATA[Long-Term]]></kwd>
</kwd-group>
</article-meta>
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