<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1665-5346</journal-id>
<journal-title><![CDATA[Revista mexicana de economía y finanzas]]></journal-title>
<abbrev-journal-title><![CDATA[Rev. mex. econ. finanz]]></abbrev-journal-title>
<issn>1665-5346</issn>
<publisher>
<publisher-name><![CDATA[Instituto Mexicano de Ejecutivos de Finanzas A.C.]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1665-53462021000200008</article-id>
<article-id pub-id-type="doi">10.21919/remef.v16i2.471</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Factores de éxito en el financiamiento para Pymes a través del Crowdfunding en México]]></article-title>
<article-title xml:lang="en"><![CDATA[Success factors in financing for SMEs through crowdfunding in Mexico]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[González]]></surname>
<given-names><![CDATA[John de Jesús]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Valdés Medina]]></surname>
<given-names><![CDATA[Filiberto Enrique]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Saavedra García]]></surname>
<given-names><![CDATA[María Luisa]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Autónoma del Estado de México  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Nacional Autónoma de México  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2021</year>
</pub-date>
<volume>16</volume>
<numero>2</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S1665-53462021000200008&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S1665-53462021000200008&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S1665-53462021000200008&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El presente trabajo se enfoca en el creciente interés a nivel global por el estudio de las finanzas tecnológicas (Fintech) en lo general, y el fondeo colectivo en lo particular, como herramientas tecnológicas que permiten la financiación de diversas iniciativas de emprendimiento. El objetivo es identificar los factores que impactan en el éxito de financiamiento de las Pymes que participan en las plataformas de fondeo colectivo, mediante la técnica de análisis de la covarianza (Ancova) en las calificaciones de riesgo mientras se controlan estadísticamente el monto del crédito, el plazo, la tasa y el número de fondeadores. Los resultados muestran que el riesgo impacta significativamente el éxito de fondeo, resultando además ser covariables relevantes: la tasa de interés pagada, el monto financiado, y el número de fondeadores, no siendo el caso para el plazo del crédito pues es una covariable poco significativa. Del análisis del éxito de fondeo y su relación con el riesgo, se destaca la tasa de retorno como principal incentivo en el fondeo de las empresas, sin embargo, resta profundizar las investigaciones desde el impacto ético, social, y ambiental en las decisiones de fondeo.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The present work focuses on the increasing interest globally for FinTech studies in general, and particularly in crowdfunding, as a technological tool that allows the funding of assorted entrepreneurship initiatives. The aim is to identify the factors that impact the financing success of SMEs who partake in crowdfunding platforms using the covariance technique analysis (ANCOVA) on the risk ratings while statistically controlling loan amount, loan term, interest rate and number of funders. The analysis shows that risk ratings significantly impact funding success, also proving to be relevant covariates: the interest rate paid, loan amount, and the number of funders, not the case for loan term since it is a low significance covariate. From the analysis of financing success and its relationship with risk ratings, the yield rate stands out as the main incentive in the funding of SMEs, however, it remains to extend the researchs to evaluate the ethical, social, and environmental impact on funding decisions.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[Crowdfunding]]></kwd>
<kwd lng="es"><![CDATA[financiamiento]]></kwd>
<kwd lng="es"><![CDATA[PYME]]></kwd>
<kwd lng="es"><![CDATA[Fintech]]></kwd>
<kwd lng="en"><![CDATA[Crowdfunding]]></kwd>
<kwd lng="en"><![CDATA[financing]]></kwd>
<kwd lng="en"><![CDATA[SMEs]]></kwd>
<kwd lng="en"><![CDATA[Fintech]]></kwd>
</kwd-group>
</article-meta>
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