<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1405-8421</journal-id>
<journal-title><![CDATA[Economía, sociedad y territorio]]></journal-title>
<abbrev-journal-title><![CDATA[Econ. soc. territ]]></abbrev-journal-title>
<issn>1405-8421</issn>
<publisher>
<publisher-name><![CDATA[El Colegio Mexiquense A.C.]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1405-84212021000100147</article-id>
<article-id pub-id-type="doi">10.22136/est20211641</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Una aproximación regional al alfabetismo financiero en México]]></article-title>
<article-title xml:lang="en"><![CDATA[A regional approach to financial literacy in Mexico]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[García Mata]]></surname>
<given-names><![CDATA[Osvaldo]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Autónoma de Tamaulipas  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>04</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>04</month>
<year>2021</year>
</pub-date>
<volume>21</volume>
<numero>65</numero>
<fpage>147</fpage>
<lpage>177</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S1405-84212021000100147&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S1405-84212021000100147&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S1405-84212021000100147&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El objetivo de esta investigación es analizar los determinantes del alfabetismo financiero en México con un enfoque regional. Su originalidad reside en enfatizar las diferencias regionales en actitud, comportamiento y conocimiento financieros. Utiliza modelos logit ordenados construidos con datos de la Encuesta Nacional de Inclusión Financiera 2018. Se confirma que la educación es esencial para el alfabetismo financiero; sin embargo, otros factores tienen diferentes efectos en cada región. Entre sus limitaciones está la falta de datos para analizar longitudinalmente cómo los cambios en el entorno afectan al alfabetismo financiero. Sus hallazgos pueden aprovecharse para focalizar la política de inclusión financiera.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This paper aims to analyze the determinants of financial literacy in Mexico with a regional approach. Its originality lies in emphasizing the regional differences in financial attitude, financial behavior, and financial knowledge. It uses ordered logit models constructed with data from the National Survey on Financial Inclusion 2018. The results confirm that education is essential for financial literacy, but other factors have different effects in each region. Its main limitation is the lack of data to perform a longitudinal analysis to observe how contextual changes affect financial literacy. Its findings can help focalize the financial inclusion policy.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[alfabetismo financiero]]></kwd>
<kwd lng="es"><![CDATA[inclusión financiera]]></kwd>
<kwd lng="es"><![CDATA[educación]]></kwd>
<kwd lng="es"><![CDATA[región]]></kwd>
<kwd lng="en"><![CDATA[financial literacy]]></kwd>
<kwd lng="en"><![CDATA[financial inclusion]]></kwd>
<kwd lng="en"><![CDATA[education]]></kwd>
<kwd lng="en"><![CDATA[region]]></kwd>
</kwd-group>
</article-meta>
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