<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0301-7036</journal-id>
<journal-title><![CDATA[Problemas del desarrollo]]></journal-title>
<abbrev-journal-title><![CDATA[Prob. Des]]></abbrev-journal-title>
<issn>0301-7036</issn>
<publisher>
<publisher-name><![CDATA[Universidad Nacional Autónoma de México, Instituto de Investigaciones Económicas]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0301-70362021000100003</article-id>
<article-id pub-id-type="doi">10.22201/iiec.20078951e.2021.204.69630</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[El efecto del microcrédito en el PIB de Colombia, 2005-2018]]></article-title>
<article-title xml:lang="en"><![CDATA[The effect of microcredit on Colombia&#8217;s GDP, 2005-2018]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Londoño-Bedoya]]></surname>
<given-names><![CDATA[David Andrés]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Garzón-Quintero]]></surname>
<given-names><![CDATA[Claudia Marcela]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Collazos-Ortiz]]></surname>
<given-names><![CDATA[María Antonieta]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Pontificia Universidad Javeriana  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Colombia</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>03</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>03</month>
<year>2021</year>
</pub-date>
<volume>52</volume>
<numero>204</numero>
<fpage>3</fpage>
<lpage>34</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S0301-70362021000100003&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S0301-70362021000100003&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S0301-70362021000100003&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El presente artículo pretende establecer si el microcrédito ha impactado al Producto Interno Bruto (PIB) de Colombia y, de ser así, en qué medida lo ha hecho. Para ello se realizó una revisión sobre el microcrédito, sus principales escuelas, los detractores de esta tendencia y cómo opera esta línea de crédito a nivel normativo y cualitativo en Colombia. Se revisó también la literatura sobre el impacto del sector financiero en el PIB. Todo lo anterior fue contrastado utilizando análisis de datos panel a nivel subnacional en Colombia. Se encontró que el microcrédito tiene un impacto negativo en el PIB de Colombia.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This article seeks to establish whether microcredit has impacted Colombia&#8217;s Gross Domestic Product (GDP) and, if so, to what extent. To determine this, the current article provides a summary of microcredit, its main schools, its critics, and how this line of credit operates at the normative and qualitative level in Colombia. There is also a review of the literature on the financial sector&#8217;s impact on GDP. All of the above was tested against panel data analysis at the subnational level in Colombia. Findings showed that microcredit has a negative impact on Colombia&#8217;s GDP.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[microfinanzas]]></kwd>
<kwd lng="es"><![CDATA[microcrédito]]></kwd>
<kwd lng="es"><![CDATA[sistema financiero]]></kwd>
<kwd lng="es"><![CDATA[PIB]]></kwd>
<kwd lng="es"><![CDATA[crecimiento económico]]></kwd>
<kwd lng="es"><![CDATA[datos de panel]]></kwd>
<kwd lng="es"><![CDATA[C23]]></kwd>
<kwd lng="es"><![CDATA[C65]]></kwd>
<kwd lng="es"><![CDATA[C81]]></kwd>
<kwd lng="es"><![CDATA[E51]]></kwd>
<kwd lng="es"><![CDATA[G21]]></kwd>
<kwd lng="en"><![CDATA[microfinance]]></kwd>
<kwd lng="en"><![CDATA[microcredit]]></kwd>
<kwd lng="en"><![CDATA[financial system]]></kwd>
<kwd lng="en"><![CDATA[GDP]]></kwd>
<kwd lng="en"><![CDATA[economic growth]]></kwd>
<kwd lng="en"><![CDATA[panel data]]></kwd>
</kwd-group>
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