0185-1667 0185-1667 S0185-16672023000300003 10.22201/fe.01851667p.2023.325.86133 USA 00 09 2023 00 09 2023 82 325 3 20

2016 50 3 3 745-68 2013 10 2 2 221-30 2015 2019 10 2 2 171-90 2020 111-20 2021 9 4 4 435-60 McKinsey 2023 Wall Street Journal 2023