<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>0188-3380</journal-id>
<journal-title><![CDATA[Economía: teoría y práctica]]></journal-title>
<abbrev-journal-title><![CDATA[Econ: teor. práct]]></abbrev-journal-title>
<issn>0188-3380</issn>
<publisher>
<publisher-name><![CDATA[Universidad Autónoma Metropolitana, a través de la Unidad Iztapalapa, la Unidad Azcapotzalco y la Unidad Xochimilco, División de Ciencias Sociales]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S0188-33802022000200121</article-id>
<article-id pub-id-type="doi">10.24275/etypuam/ne/572022/ortiz</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[Análisis comparativo de la eficiencia de las instituciones micro financieras en América Latina; una evaluación mediante la envolvente de datos (DEA)]]></article-title>
<article-title xml:lang="en"><![CDATA[Comparative Analysis of the Efficiency of Microfinancial Institutions in Latin America; A Data Envelopment Analysis (DEA)]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Kido-Cruz]]></surname>
<given-names><![CDATA[Antonio]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Ortiz Zavala]]></surname>
<given-names><![CDATA[Alberto]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Kido-Cruz]]></surname>
<given-names><![CDATA[María Teresa]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad Michoacana de San Nicolás de Hidalgo  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad Michoacana de San Nicolás de Hidalgo  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidad Michoacana de San Nicolás de Hidalgo  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Mexico</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2022</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2022</year>
</pub-date>
<numero>57</numero>
<fpage>121</fpage>
<lpage>137</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_arttext&amp;pid=S0188-33802022000200121&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_abstract&amp;pid=S0188-33802022000200121&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.org.mx/scielo.php?script=sci_pdf&amp;pid=S0188-33802022000200121&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen El presente trabajo tiene como objetivo EVALUAR la eficiencia técnica de las instituciones de micro finanzas en América Latina, utilizando métodos paramétricos y no paramétricos y mostrar cuáles son las instituciones más eficientes. Se utilizó el modelo paramétrico de la frontera estocástica (SFA, por sus siglas en inglés) y el método determinístico del Análisis de la Envolvente de Datos (DEA, por sus siglas en inglés). Así mismo, se realizó un análisis de regresión lineal Tobit para conocer los determinantes de las ineficiencias en estas instituciones. Se analizan datos proporcionados por el Banco Mundial, 2019, los cuales son los datos más recientes. Los resultados muestran que es posible conocer la eficiencia técnica promedio de las instituciones, así como también determinar que las variables, que son el número de personas contratadas, gastos de operación, gastos en sueldos, como inputs, y el número de créditos pendientes de cobro, inciden en la determinación de la eficiencia.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The objective of this paper is to evaluate the technical efficiency of microfinance institutions in Latin America, using parametric and non-parametric methods, and show which institutions are the most efficient. The stochastic frontier model (SFA) and the deterministic method of Data Envelopment Analysis (DEA) were used. Likewise, a Tobit linear regression analysis was carried out to identify the determinants of inefficiencies in the institutions. Data provided by the World Bank, from 2019, which is the most recent data, is analyzed. The results show that it is possible to find out the average technical efficiency of institutions, as well as determine that variables, which are the number of people hired, operating expenses, salary expenses, as well as inputs and the number of outstanding credits, affect efficiency determination.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[Banca social]]></kwd>
<kwd lng="es"><![CDATA[eficiencia]]></kwd>
<kwd lng="es"><![CDATA[tipo de propiedad]]></kwd>
<kwd lng="es"><![CDATA[DEA]]></kwd>
<kwd lng="es"><![CDATA[micro finanzas]]></kwd>
<kwd lng="es"><![CDATA[C14]]></kwd>
<kwd lng="en"><![CDATA[Social banking]]></kwd>
<kwd lng="en"><![CDATA[efficiency]]></kwd>
<kwd lng="en"><![CDATA[type of property]]></kwd>
<kwd lng="en"><![CDATA[DEA]]></kwd>
<kwd lng="en"><![CDATA[microfinance]]></kwd>
<kwd lng="en"><![CDATA[C14]]></kwd>
</kwd-group>
</article-meta>
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