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Panorama económico (Ciudad de México)
versão impressa ISSN 1870-2171
Resumo
CERNICHIARO REYNA, Christopher. Effects of financial inclusion on poverty in Mexico in the period 2000-2017. Panor. econ. (Ciudad de México) [online]. 2020, vol.16, n.31, pp.31-46. Epub 23-Fev-2021. ISSN 1870-2171. https://doi.org/10.29201/pe-ipn.v16i31.221.
According to Mexican social care program named Prospera, and academical papers for the Mexican case, saving, credit and insurance has positive effects on individual income. To verify such statements a SVAR is built using Mexican monthly data from January 2000 to December 2017. Estimations show that savings deter purchase power at least for the first two years. Also, credit has a positive impact on purchase power, possibly because more credit is contracted. Finally, insurance acquisition contributes to preserve purchase power.
Palavras-chave : financial inclusion; saving; credit; insurance; income.