Resumo

MEDINA NUNEZ, Ignacio  e  FLORIDO ALEJO, Ángel. Microcredit and development: financing social projects. Espiral (Guadalaj.) [online]. 2010, vol.16, n.47, pp.105-137. ISSN 1665-0565.

The article discusses microcredit as a possible instrument for local development, especially when some financial institutions arrive in local towns of limited resources with credit possibilities in soft conditions and when there is a constant training for the use of said resources on individual or collective projects for the production and the services. The paper analyzes the specific program of the Sistema de Financiamiento Rural Alternativo (SIFRA, System for Alternative Rural Financing), which has been implemented in the state of Jalisco for several years, with the support and collaboration of the government's Secretaria de Desarrollo Rural (Department of Rural Development) as well as that of several non-government organizations.

Palavras-chave : Microcredit; poverty; local development; social policy.

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