Resumo

MUNGARAY, Alejandro; GONZALEZ, Nidia  e  OSORIO, Germán. Financial education and its effect on income in Mexico. Prob. Des [online]. 2021, vol.52, n.205, pp.55-78.  Epub 23-Ago-2021. ISSN 0301-7036.  https://doi.org/10.22201/iiec.20078951e.2021.205.69709.

Financial education has an important role to play in increasing welfare levels in countries with a high degree of inequality, as it enables citizens to make financial decisions that increase their share of economic activities. This article constructs a financial education index for Mexico. The econometric model shows that an increase in the financial education index influences the average monthly income of Mexicans. The findings suggest that the lag in the Mexican population's financial education results from the lack of social inclusion caused by inequality and high levels of indebtedness, a reality that limits the success of both public or private interventions.

Palavras-chave : indebtedness; financial education; welfare; inequality; social inclusion.

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