Abstract

MARAMBIO-TAPIA, Alejandro. Educated to be indebted: “Social-financial” inclusion in Chile. Rev. Mex. Sociol [online]. 2021, vol.83, n.2, pp.389-417.  Epub Sep 13, 2021. ISSN 2594-0651.  https://doi.org/10.22201/iis.01882503p.2021.2.60089.

This article argues that the expansion of credit in Chile has been fabricated as “social-financial” inclusion, whose most advanced strategy is a set of private and public actions labelled as financial education; these actions assume that citizen-consumers must be educated as debtors. In addition to viewing credit as a social practice, the article critically reviews the economic concepts used by this financial education and analyzes empirical data about financial education activities and the social practices of their recipients.

Keywords : indebtedness; financial inclusion; financial education; credit; financialization; citizens-consumers.

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