Resumen

GARCIA-ZAMBRANO, José Antonio; GALICIA-PALACIOS, Alexander  y  RAMOS-ESCAMILLA, María. Public savings, a lethargic economic recovery process. Promissory notes in the banking environment. Economía UNAM [online]. 2018, vol.15, n.44, pp.89-112. ISSN 1665-952X.  https://doi.org/10.22201/fe.24488143e.2018.44.395.

The results of the present investigation allow us to confirm that, independently of the monetary policy strategies applied in the economy, interest rates tend to be negative in real terms for investments in bank promissory notes, this should be considered a structural process rather than conjunctural when analyzing its Performance over the last three decades. The problem is relevant, because it is related to a large public savings, which despite the very low levels of interest rates, maintains large investments considering the total of multiple banking, the above in a parallel environment where rates active for consumer loans turn out to be exponentially high compared to the previous ones.

Palabras llave : Multiple Banking; Bank Credit; Promissory Notes; Interest Rates; G1; G17.

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