Resumen

MARAMBIO-TAPIA, Alejandro. Educated to be indebted: “Social-financial” inclusion in Chile. Rev. Mex. Sociol [online]. 2021, vol.83, n.2, pp.389-417.  Epub 13-Sep-2021. ISSN 2594-0651.  https://doi.org/10.22201/iis.01882503p.2021.2.60089.

This article argues that the expansion of credit in Chile has been fabricated as “social-financial” inclusion, whose most advanced strategy is a set of private and public actions labelled as financial education; these actions assume that citizen-consumers must be educated as debtors. In addition to viewing credit as a social practice, the article critically reviews the economic concepts used by this financial education and analyzes empirical data about financial education activities and the social practices of their recipients.

Palabras llave : indebtedness; financial inclusion; financial education; credit; financialization; citizens-consumers.

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